I’ve always had an on-the-go lifestyle and I don’t see that ever changing much. Even after having Evan, Nitin & I still enjoy eating out, traveling, heading to sports games, catching shows, etc. It’s a part of who we are and lucky for us the majority of our family and friends share the same lifestyle. We are huge foodies and are always discovering new places to dine (we aim to try at least two new restaurants/ cafes each month, on top of our regular dining experiences). The HSBC +Rewards Mastercard is the perfect credit card for our active lifestyle because it provides 2 points per $1 on eligible dining & entertainment purchases, and 1 point per $1 on all other eligible purchases. With one of the lowest interest rates in Canada of 11.9% and an annual fee of only $25, the perks are AH-mazing! When Nitin & I tally up how much we spend each month on dining and entertainment (I’ll be the first to admit this number isn’t pretty), it’s nice to know that we are being rewarded for enjoying our life.

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Redeeming points is super easy and there are tons of options to choose from. From travel to products to gift cards, the world is your oyster. If you do choose to redeem your points for travel (always my favourite form of redeeming) there are no restrictions or black-out dates which is refreshingly awesome. Card holders also have the option to redeem towards their HSBC mortgage, credit card or savings account.

I love a good shopping spree every once in a …um, week, so one of my favourite features of the HSBC +Rewards Mastercard is the Price Protection Service. How many times have you made a purchase only to find the item at a lower price a few weeks later?! With this card, if you find a lower price within 60 days of your purchase the difference is refunded. Woot, how awesome is that!

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The card also features Purchase Assurance meaning you receive 90-day coverage in the event of theft, damage or loss. On top of this, the Extended Warranty Insurance doubles the manufacturer’s original warranty for up to one additional year. Is it just me, or do you spend a lot of time researching before making a purchase? This perk gives me peace of mind knowing my purchases are protected. 

Click here to learn more about the cards benefits, including the hidden features activated by UV light. Apply by December 16th, 2019 and receive a full annual fee rebate for the primary cardholder for the first year, PLUS earn a sign up bonus of 5000 points to get you started!

Welcome to the good life!

xo, Kiki